

COVID-19 Allows Captive Owners to Evaluate Existing Policies
The current COVID-19 pandemic creates an opportunity for captive owners to evaluate existing policies within their captive, according to Anne Marie Towle, global captive solutions leader at Hylant. She addresses one immediate question of whether or not the captive is providing some business interruption insurance or event cancellation policy. http://www.captiveinsurancetimes.com/captiveinsurancenews/article.php?article_id=6798

Evaluating Your Company's Cybersecurity Risks During Covid-19
With the current pandemic in regards to novel coronavirus (Covid-19), companies need to evaluate and assess their current risks and what they can do to manage those risks. The Cybersecurity and Infrastructure Security Agency (division of Department of Homeland Security) has provided recommendations on actions that organizations should be taking to better prepare, thereby reducing the impact and risk exposure the entity has to Covid-19. Read More


Working From Home? Don't Click That!
With the increase in employees working from home on remote devices because of the Coronavirus Covid-19, this has in-turn caused an increase in attempts by hackers to capitalize on user vulnerability. Organizations should take proactive steps to secure their information technology infrastructure and reduce their risk exposure to these cyber-terrorists. Read More CISA Alert


Be Aware
If you receive calls, emails, or other communications claiming to be from the Treasury Department and offering COVID-19 related grants or stimulus payments in exchange for personal financial information, or an advance fee, tax, or charge of any kind, including the purchase of gift cards, please do not respond. These are scams. Please contact the FBI at www.ic3.gov so that the scammers can be tracked and stopped.


Federal Tax Extension
In light of Covid-19, the Federal Government recently announced that it would grant tax payers a 90 day extension for making tax payments owed to the Government. The Federal government has now announced that it will also grant a 90 day extension for the filing of federal taxes. The filing deadline that would have normally been April 15, 2020, has been postponed to July 15, 2020. Taxpayers and certain businesses will have additional time to file without penalty. The purpose


Help for Your Business
SBA Disaster Loan This loan offers up to $2 million in assistance at an interest rate of 3.75% for those businesses without credit available elsewhere. https://disasterloan.sba.gov/ela/ Contact your Current Lender Your current lender will be in the best position to assist with short term needs. Improving cash flow and access to capital are some of the most important measures any business can be making as they prepare for the road ahead. While the financial position and capit


It is on Everyone's To-Do List...Is Yours Done?
We all know drafting a Will is a good thing to do, deciding ahead of time the details of our estate. While each situation is unique, the assistance of an attorney can save time and money in ensuring your estate will be distributed in the manner you wish and not caught up in red tape. Join us, in the days ahead, to move this “to-do” to the top of the list.
Governor Pritzker Issues Executive Order in Response to COVID-19
On Friday March 20th JB Pritzker, Governor of Illinois issued an EXECUTIVE ORDER IN RESPONSE TO COVID-19 for the preservation of public health and safety throughout the entire State of Illinois, and to ensure that our healthcare delivery system is capable of serving those who are sick. This order is effective March 21, 2020 at 5:00 pm through April 7, 2020. Read More


March 15: Deadline to Secure Crop Insurance for Spring Seeded Crops
Illinois farmers, March 15 is the deadline to make sure you have your risks covered for 2020 spring seeded crops. For a list of helpful reports from Farmers Business Network, see link below. https://emergence.fbn.com/inputs/top-guides-reports-2019


Coronavirus and Commercial Contracts – When Boilerplate Language Matters
With all the media attention, most everyone realizes how coronavirus COVID-19 affects their daily lives such as travel plans, cleaning supply shortages, and retirement investments, but few probably grasp the impact on commercial agreements. Many commercial agreements, especially supply agreements, have a boilerplate clause called force majeure (historically called “Acts of God”) which has often been overlooked, but now may become critical as to whether one party can legally b