Allison & Mosby-Scott Risk Management is focused on understanding your business to help you manage your risks and to achieve your strategic goals.
Allison & Mosby-Scott Risk Management provides risk management consulting services to businesses throughout the United States. We provide independent risk management consulting services. This means that we work solely in our client’s best interest in establishing risk management solutions to help our clients meet their strategic goals.
Allison & Mosby-Scott Risk Management services are customized for each individual client. We spend the necessary time to understand each client’s business and its goals before we design risk management solutions.
Allison & Mosby-Scott Risk Management is a subsidiary of Allison & Mosby-Scott. The services provided by Allison & Mosby-Scott Risk Management are not legal services.
Michael T. Scott
Michael T. Scott is President of Allison & Mosby-Scott Risk Management.
In addition to being President of Allison & Mosby-Scott Risk Management, Michael is also a partner at Allison & Mosby-Scott where he heads the firm's business law practice. He is also a faculty member of the National Alliance for Insurance Education where he teaches Certified Risk Manager classes.
Michael leverages his 24 years of legal and risk management experience and his unique skills as a strategic thinker and problem solver to help clients solve complex risk management issues and to achieve their strategic goals.
Prior to joining the firm, Michael was Vice President, Insurance & Risk Management at Archer Daniels Midland Company (ADM) and President and General Counsel of Agrinational Insurance Company, the captive insurance company of ADM. Under his leadership Agrinational became one of the most admired captive insurance companies in the world. Agrinational was named the 2012 Captive Insurance Company Association Outstanding Captive award winner as well as the 2012 World Captive Forum Award of Excellence winner. Agrinational was also one of the ﬁrst companies to receive Department of Labor approval to reinsure US employee beneﬁts.
Michael also has extensive experience in business formation, mergers and acquisitions and regulation. He oversaw the acquisition of a crop insurance MGA, its growth to $500 million of gross written premium, and ultimately its sale for a gain of $120 million. He was also responsible for the formation and operation of an Illinois captive insurance subsidiary and the acquisition and operation of an Arizona insurer licensed in 42 states.
Michael is a frequent speaker on risk management, insurance, and captives and is a published author who has served on many boards. He served as a Director and member of the Audit Committee of United Insurance Company, a Cayman Island insurer, served on the Chubb and Swiss Re Client Advisory Panels and currently serves as a Director for the Captive Insurance Companies Association. He has also served in leadership roles at the American and Illinois State Bar Associations.
Prior to his time at ADM, Michael served as a corporate attorney for State Farm Insurance Companies in Bloomington, Illinois.
In addition to being licensed to practice law in the State of Illinois, Michael holds the CPA, CRM, CPCU, CLU, ChFC, FLMI, ARM, ARC, AIC, AMIM, ARe, AIAF, AU, and CGMA designations. He is a graduate of the University of Illinois and Southern Illinois University School of Law.
Michael and Michelle, his wife of over two decades, have three children and live in Bloomington, IL. Michael enjoys golf, sports with his kids, and travel.
Derek J. Luster
Risk Management Consultant
Derek J. Luster is a Risk Management Consultant with Allison & Mosby-Scott Risk Management where he assists clients in a variety of risk management areas, including program design, merger, acquisition and divestiture due diligence and contract review.
In addition to being a Risk Management Consultant, Derek is also an Attorney with the Law Office of Allison & Mosby-Scott where he focuses his practice on commercial and business law, captive insurance and mergers and acquisitions.
Derek leverages his 12-plus years of legal and risk management experience and his broad knowledge-base to assist clients in resolving complex risk management issues so they may reach their goals.
Prior to joining the firm, Derek was Senior Counsel, Mergers & Acquisitions at Archer Daniels Midland Company (ADM), a publicly-traded, Fortune 50 company. While in this role, Derek was entrusted with handling extraordinary large and complex cross-border transactions, including a $3 billion acquisition of a European flavorings business, the $1.3 billion sale of ADM’s cocoa processing business to a sovereign wealth fund, the $400 million sale of ADM’s chocolate business to a direct competitor of ADM and the $120 million sale of ADM’s Crop Risk Services to a private buyer. Before taking on the role of Senior Counsel, Mergers & Acquisitions, Derek served as Senior Counsel – Business Law at ADM, handling multiple sensitive and complex transactional and commercial issues.
A native of Central Illinois, Derek grew up in a small farming community prior to attending college at Southern Illinois University Carbondale. When enrolled there, he received a Bachelor of Science in Finance, with specializations in both Investments and Banking, and a minor in Accounting. Derek then attended Southern Illinois University School of Law while also working for ADM’s Insurance and Risk Management Department.
Derek and his fiancée, Alexandra Lakshmanan, have two dogs and currently lives in the Denver, CO area. He enjoys spending time with family and friends, hunting, outdoor activities, and travel.
Heather Johns is a Risk Management Specialist with Allison & Mosby-Scott Risk Management where she assists clients in solving complex risk management issues.
In addition to being a risk management specialist, Heather is also an experienced paralegal with the Law Office of Allison & Mosby-Scott.
Heather earned her bachelor’s degree in Political Science and her Paralegal Certificate from Illinois State University.
Heather provides a wide range of support for our clients and her careful attention to detail, superior writing ability and working knowledge of numerous areas of risk management and the law make her an invaluable resource to the firm.
Heather has been with the Law Office of Allison and Mosby-Scott since 2001. In her free time she enjoys spending time with her husband and their two children.
Risk Management Specialist
Risk Management Specialist
Ellen Weis is a Risk Management Specialist with Allison & Mosby-Scott Risk Management where she assists clients in solving complex risk management issues.
In addition to being a risk management specialist, Ellen is also an experienced paralegal with the Law Office of Allison & Mosby-Scott.
Ellen attended Richland Community College in 2010 and received her Associates in Arts before transferring to Illinois State University in 2012. In 2014, Ellen graduated with her Bachelors in Science from the School of Communication in the field of Public Relations.
In her free time, Ellen enjoys spending time with her cat, Toulouse, her family and friends. She also enjoys being outdoors, boating, and swimming.